Services

We Provide

Loan Packages


ACDI Multipurpose Cooperative offers the most affordable loan packages in the market that has the most competitive rates. In order to provide speedy financial assistance to its members not only for their day to day needs, ACDI MPC ensures that excellent and efficient Service is rendered to all. ACDI MPC wishes to uplift the lives of its members and to empower them to dream bigger, to build home for their family, drive their own dream car and to send their kids to schools.


MAS Pinalaking Net Proceeds

MAS Pinababang Monthly Amortization

MAS Pinadaling Loan Requirements


Loanable Amount: Any amount within salary paying capacity, Single Borrowers Limit (SBL), if applicable, and pension paying capacity.

Loan Term: 12-60 months

Insurance Coverage: Loan Insurance and Death Benefit

Payment Scheme: Automatic Salary or Pension Deduction


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Your dream is now easy to reach with our livelihood loan! Avail now this excellent opportunity to improve your entrepreneurial development opportunities.


Loanable Amount: Maximum of P5 Million

Loan Term: 12-120 months

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: No collateral if mode of payment is automatic salary or pension deduction

Payment Scheme: Automatic Salary or Pension Deduction


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Don’t just dream for a car…Drive it!

Loanable Amount: Maximum of P2 Million

Insurance Coverage: Loan Insurance and Death Benefit

Payment Scheme: Automatic Salary or Pension Deduction

NO EQUITY

NO DOWNPAYMENT

NO CHATTEL MORTGAGE

Packed with the same great features Owning your dream car can never get this easier

Step 1: Select a Car – Select and compare car features. Find the best car for you.

Step 2: Ask for a Computation – Choose the best option that fits your budget.

Step 3: Apply for Loan – Fill out a loan form and get decision instantly.


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Reservist
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Create memories with your family. Build your dream house, with us!

Loanable Amount: Maximum of P5 Million

Loan Term: Maximum of 10 years

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: TCT/ CCT of property acquired

Payment Scheme: Automatic Salary or Pension Deduction

  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Reservist
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Create memories with your family. Build your dream house, with us!

Loanable Amount: 95% of the current balance of Investment used for collateral

Loan Term: 12-60 months

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: Member’s Investment-Fortune Plan, Fortune Plus, Time Deposit or SCC-Common & Preferred

Payment Scheme: Automatic Salary or Pension Deduction


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

FOR PHILIPPINE AIRFORCE PERSONNEL AND REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (Original copy; At least 2 months
  • AFP Military ID/CE ID (Not Expired)
  • Certificate of No Pending Case
  • Discipline & Law Order (DLO), as needed
  • ETAD/Appointment Order/ Security of Tenure Certificate if Military Officer
  • Appointment Order / Job Grade Order for CE (photocopy)
  • Authorization for Payroll Deduction (original copy ; Signed by Finance Officer)
  • SBL Form/ FILVO
  • Willingness to re-enlist/Re-enlistment Order, if Enlisted Personnel
  • Spouse Consent / Certificate of Singleness whichever is applicable
  • Spouse ID with signature
  • Revised Loan Application Form (completely filled out & duly signed)
  • Revised Promissory Notes (duly signed with thumb mark)
  • Loan Voucher
  • Insurance form

FOR PHILIPPINE NAVY/MARINES PERSONNEL & REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (Original copy; At least 2 months)
  • AFP Military ID/ CE ID (not expired)
  • Authorization for Payroll Deduction (original copy; signed by Finance Officer)
  • Certificate of Non-pending Case from Provost Marshall/ IG Clearance duly signed by the Designated Officer)
  • Re-enlistment Order if Enlisted Personnel (original copy)
  • ETAD/ Appointment Order/ Security of Tenure Certificate if Military Officer
  • Appointment Order/ Job Grade Order for CE (photocopy)
  • SBL Form with LES Loan Application ID & PIN# (signed by Finance Officer)
  • Revised Loan Application Form (completely filled out & duly signed; Duly Signed by Disbursing Officer)
  • Revised Promissory Notes (duly signed with thumb mark)
  • Pay deduction Request Form
  • Insurance form

FOR PHILIPPINE ARMY PERSONNEL AND REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (original copy; duly signed by the Authorized Finance Officer)
  • AFP Military ID/CE (not expired)
  • Authorization for Payroll Deduction (original copy; signed by Finance Officer)
  • Discipline Law & Order (DLO) – Division & Headquarters
  • Re-enlistment Order if Enlisted Personnel (original copy)
  • ETAD/ Appointment Order / Security of Tenure Certificate if Military Officer
  • Appointment Order/ Job Grade Order for CE (photocopy)
  • Willingness to Re-enlist, if Enlisted Personnel(EP)(original copy)
  • Revised Loan Application Form (completely filled out & duly signed; Signature of Disbursing Officer only required as necessary by FSFO)
  • Revised Promissory Notes (duly signed with thumb mark)
  • Insurance form

FOR GHQ TECHNICAL SERVICE AND REGULAR EMPLOYEES

  • Latest Pay Slip (original copy; At least 2 months; duly signed by the Authorized Finance Officer)
  • ALVAMS Certificate with Billing ID (original copy; signed by the RMB Officer)
  • AFP Military ID/CE ID (not expired)
  • Certificate of Non-pending Case from Provost Marshall / IG Clearance duly signed by Designated Officer)
  • Appointment Order / Job Grade Order for CE (photocopy)
  • Authority to Deduct
  • ETAD/ Appointment Order / Security of Tenure Certificate, if Military Officers
  • Revised Loan Application Form (completely filled out & duly signed; Duly Signed by Disbursing Officer)
  • Revised Promissory Notes (duly signed with thumb mark)
  • Loan Voucher
  • Insurance form

FOR PRIMARY AND BENEFICIARY PENSIONERS

  • AFP Pensioner/ Beneficiary ID
  • Retirement Order
  • Posthumous Order if Beneficiary Pensioner
  • JAGO Declaration of Beneficiaries
  • For Spouse Beneficiary- CENOMAR #5 (original copy)
  • Birth Certificate
  • Revised Loan Application Form
  • Revised Promissory Notes
  • Authorization for Pension Deduction
  • Pension Loan Validation Slip-with Certificate No/Billing ID No.
  • Billing Checklist
  • Inter-FI Transfer of Deduction (for Consolidation/Buy-out) from Liaison
  • Inter-FI Transfer of Deduction (for Consolidation/Buy-out) from Branch
  • Loan Voucher
  • Loan Cheques
  • Official Receipt, if Buy-out
  • Full Payment Certificate, if Buy-out
  • Certificate of Loan Balance from FI's , if Buy-out
  • Pensioner’s Update Form (PUF), if necessary
  • Insurance form
  • 2x2 ID Picture for New Loaning Member
  • PUF received by PGMC
  • Additional Requirements for Pension Billing