Services

We Provide

Loan Packages


ACDI Multipurpose Cooperative offers the most affordable loan packages in the market that has the most competitive rates. In order to provide speedy financial assistance to its members not only for their day to day needs, ACDI MPC ensures that excellent and efficient Service is rendered to all. ACDI MPC wishes to uplift the lives of its members and to empower them to dream bigger, to build home for their family, drive their own dream car and to send their kids to schools.


MAS Pinalaking Net Proceeds

MAS Pinababang Monthly Amortization

MAS Pinadaling Loan Requirements


Loanable Amount: Any amount within salary paying capacity, Single Borrowers Limit (SBL), if applicable, and pension paying capacity.

Loan Term: 12-60 months

Insurance Coverage: Loan Insurance and Death Benefit

Payment Scheme: Automatic Salary or Pension Deduction


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Philippine Coast Guard
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Your dream is now easy to reach with our livelihood loan! Avail now this excellent opportunity to improve your entrepreneurial development opportunities.


Loanable Amount: Maximum of P5 Million

Loan Term: 12-120 months

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: No collateral if mode of payment is automatic salary or pension deduction

Payment Scheme: Automatic Salary or Pension Deduction


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Philippine Coast Guard
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Don’t just dream for a car…Drive it!

Insurance Coverage: Loan Insurance and Death Benefit

Payment Scheme: Automatic Salary or Pension Deduction

NO EQUITY

NO DOWNPAYMENT

NO CHATTEL MORTGAGE

Loan Term: 12-60 months

Packed with the same great features Owning your dream car can never get this easier

Step 1: Select a Car – Select and compare car features. Find the best car for you.

Step 2: Ask for a Computation – Choose the best option that fits your budget.

Step 3: Apply for Loan – Fill out a loan form and get decision instantly.


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Philippine Coast Guard
  • Retirees and Pensioners/Beneficiary Pensioners
  • Reservist
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Create memories with your family. Build your dream house, with us!

Loanable Amount: Maximum of P5 Million

Loan Term: Maximum of 10 years

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: TCT/ CCT of property acquired

Payment Scheme: Automatic Salary or Pension Deduction

  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Philippine Coast Guard
  • Retirees and Pensioners/Beneficiary Pensioners
  • Reservist
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

Use your investment as collateral to your loan

Loanable Amount: 80% to 95% of the allowable collateral investment

Loan Term: 12-60 months

Insurance Coverage: Loan Insurance and Death Benefit

Collateral: Member’s Investment-Fortune Plan, Fortune Plus, Time Deposit or SCC-Common & Preferred

Payment Scheme: Automatic Salary, Pension Deduction or Over-The-Counter/PDC


  • PAF, PN/M, PA Officers and Enlisted Personnel
  • Retirees and Pensioners/Beneficiary Pensioners
  • Regular AFP Civilian Personnel
  • Competitive interest rate
  • Entitlement to annual Patronage Refund
  • Loan Insurance
  • Death Benefit for surviving dependents of deceased members.
  • Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)

FOR PHILIPPINE AIRFORCE PERSONNEL AND REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip
  • AFP Military ID/CE ID (Not Expired)
  • Provost Marshall / IG Clearance duly signed by Designated Officer
  • Willingness to re-enlist/Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
  • ETAD/Appointment Order/ Security of Tenure Certificate if Military Officer
  • Appointment Order / Job Grade Order for CE (photocopy)
  • Authorization for Payroll Deduction (original copy ; Signed by Finance Officer)
  • SBL Form/ FILVO
  • Spouse Consent / Certificate of Singleness, whichever is applicable
  • Spouse ID with signature

FOR PHILIPPINE NAVY/MARINES PERSONNEL & REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (2 months original copy)
  • AFP Military ID/ CE ID (not expired)
  • Certificate of Non-pending Case from Provost Marshall/ IG Clearance duly signed by the Designated Officer)
  • Willingness to Re-enlist for Enlisted Personnel (original copy; if reenlistment order is not enough to cover the term of loan applied)
  • Re-enlistment Order if Enlisted Personnel (original copy)
  • ETAD/ Appointment Order/ Security of Tenure Certificate if Military Officer
  • Appointment Order/ Job Grade Order for CE (photocopy)
  • SBL Form with LES Loan Application ID & PIN# (signed by Finance Officer)

FOR PHILIPPINE ARMY PERSONNEL AND REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (original copy; 2months; duly signed by the Authorized Finance Officer)
  • AFP Military ID/CE (not expired)
  • Discipline Law & Order (DLO) issued by Division/ HPA or Non-pending case issued by Division/Battalion Adjutant, whichever is applicable to respective FSFO
  • Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
  • ETAD/ Appointment Order / Security of Tenure Certificate if Military Officer
  • Appointment Order/ Job Grade Order for CE (photocopy)
  • Willingness to Re-enlist, if Enlisted Personnel(original copy)

FOR GHQ TECHNICAL SERVICE AND REGULAR EMPLOYEES

  • Latest Pay Slip (original copy; 3 months; duly signed by Finance Center)
  • AFP Military ID/CE ID (not expired)
  • Certificate of Non-pending Case from Provost Marshall / IG Clearance duly signed by Designated Officer)
  • Appointment Order / Job Grade Order for CE (photocopy)
  • ETAD/ Appointment Order / Security of Tenure Certificate, if Military Officers

FOR AFP PRIMARY AND BENEFICIARY PENSIONERS

  • AFP Pensioner/ Beneficiary ID (not expired)
  • Retirement Order
  • Posthumous Order (if Beneficiary Pensioner)
  • JAGO Declaration, (Beneficiaries Pensioner)
  • For Spouse Beneficiary- CENOMAR #5 (original copy)
  • Birth Certificate
  • Deed of Undertaking (if Beneficiary Pensioner)

FOR PCG PRIMARY AND BENEFICIARY PENSIONERS

  • Pensioner ID (not expired)
  • Certification of Pension (from PCG Finance Center)
  • Disclosure Statement on Loan/Credit Transaction (DSLCT)
  • Retirement Order
  • Declaration of Beneficiary (if Beneficiary Pensioner)

FOR PCG ACTIVE AND REGULAR CIVILIAN EMPLOYEES

  • Latest Pay Slip (2 months)
  • PCG ID/CE (not expired)
  • Disclosure Statement on Loan/Credit Transaction (DSLCT)
  • Certificate of Non-Pending Case from Coast Guard Internal Affair Service (CGIAS)
  • Re-enlistment Order, if Enlisted Personnel
  • Appointment Order / Job Grade Order for CE (photocopy)