Loan Packages
ACDI Multipurpose Cooperative offers the most affordable loan packages in the market that has the most competitive rates. In order to provide speedy financial assistance to its members not only for their day to day needs, ACDI MPC ensures that excellent and efficient Service is rendered to all. ACDI MPC wishes to uplift the lives of its members and to empower them to dream bigger, to build home for their family, drive their own dream car and to send their kids to schools.
MAS Pinalaking Net Proceeds
MAS Pinababang Monthly Amortization
MAS Pinadaling Loan Requirements
Loanable Amount: Any amount within salary paying capacity, Single Borrowers Limit (SBL), if applicable, and pension paying capacity.
Loan Term: 12-60 months
Insurance Coverage: Loan Insurance and Death Benefit
Payment Scheme: Automatic Salary or Pension Deduction
- PAF, PN/M, PA Officers and Enlisted Personnel
- Bureau of Fire Protection Officers and Enlisted Personnel
- Retirees and Pensioners/Beneficiary Pensioners
- Regular AFP Civilian Personnel
- Competitive interest rate
- Entitlement to annual Patronage Refund
- Loan Insurance
- Death Benefit for surviving dependents of deceased members.
- Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)
Your dream is now easy to reach with our livelihood loan! Avail now this excellent opportunity to improve your entrepreneurial development opportunities.
Loanable Amount: Maximum of P5 Million
Loan Term: 12-120 months
Insurance Coverage: Loan Insurance and Death Benefit
Collateral: No collateral if mode of payment is automatic salary or pension deduction
Payment Scheme: Automatic Salary or Pension Deduction
- PAF, PN/M, PA Officers and Enlisted Personnel
- Bureau of Fire Protection Officers and Enlisted Personnel
- Retirees and Pensioners/Beneficiary Pensioners
- Regular AFP Civilian Personnel
- Competitive interest rate
- Entitlement to annual Patronage Refund
- Loan Insurance
- Death Benefit for surviving dependents of deceased members.
- Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)
Don’t just dream for a car…Drive it!
Insurance Coverage: Loan Insurance and Death Benefit
Payment Scheme: Automatic Salary or Pension Deduction
NO EQUITY
NO DOWNPAYMENT
NO CHATTEL MORTGAGE
Loan Term: 12-60 months
Packed with the same great features Owning your dream car can never get this easier
Step 1: Select a Car – Select and compare car features. Find the best car for you.
Step 2: Ask for a Computation – Choose the best option that fits your budget.
Step 3: Apply for Loan – Fill out a loan form and get decision instantly.
- PAF, PN/M, PA Officers and Enlisted Personnel
- Bureau of Fire Protection Officers and Enlisted Personnel
- Retirees and Pensioners/Beneficiary Pensioners
- Reservist
- Regular AFP Civilian Personnel
- Competitive interest rate
- Entitlement to annual Patronage Refund
- Loan Insurance
- Death Benefit for surviving dependents of deceased members.
- Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)
Create memories with your family. Build your dream house, with us!
Loanable Amount: Maximum of P5 Million
Loan Term: Maximum of 10 years
Insurance Coverage: Loan Insurance and Death Benefit
Collateral: TCT/ CCT of property acquired
Payment Scheme: Automatic Salary or Pension Deduction
br>- PAF, PN/M, PA Officers and Enlisted Personnel
- Bureau of Fire Protection Officers and Enlisted Personnel
- Retirees and Pensioners/Beneficiary Pensioners
- Reservist
- Regular AFP Civilian Personnel
- Competitive interest rate
- Entitlement to annual Patronage Refund
- Loan Insurance
- Death Benefit for surviving dependents of deceased members.
- Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)
Use your investment as collateral to your loan
Loanable Amount: 80% to 95% of the allowable collateral investment
Loan Term: 12-60 months
Insurance Coverage: Loan Insurance and Death Benefit
Collateral: Member’s Investment-Fortune Plan, Fortune Plus, Time Deposit or SCC-Common & Preferred
Payment Scheme: Automatic Salary, Pension Deduction or Over-The-Counter/PDC
- PAF, PN/M, PA Officers and Enlisted Personnel
- Bureau of Fire Protection Officers and Enlisted Personnel
- Retirees and Pensioners/Beneficiary Pensioners
- Regular AFP Civilian Personnel
- Competitive interest rate
- Entitlement to annual Patronage Refund
- Loan Insurance
- Death Benefit for surviving dependents of deceased members.
- Amelioration Benefit worth P3,000.00 (For legal dependents in case of member’s death)
FOR PHILIPPINE AIRFORCE PERSONNEL AND REGULAR CIVILIAN EMPLOYEES
- Latest Pay Slip
- AFP Military ID/CE ID (Not Expired)
- Provost Marshall / IG Clearance duly signed by Designated Officer
- Willingness to re-enlist/Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
- ETAD/Appointment Order/ Security of Tenure Certificate if Military Officer
- Appointment Order / Job Grade Order for CE (photocopy)
- Authorization for Payroll Deduction (original copy ; Signed by Finance Officer)
- SBL Form/ FILVO
- Spouse Consent / Certificate of Singleness, whichever is applicable
- Spouse ID with signature
FOR PHILIPPINE NAVY/MARINES PERSONNEL & REGULAR CIVILIAN EMPLOYEES
- Latest Pay Slip (2 months original copy)
- AFP Military ID/ CE ID (not expired)
- Certificate of Non-pending Case from Provost Marshall/ IG Clearance duly signed by the Designated Officer)
- Willingness to Re-enlist for Enlisted Personnel (original copy; if reenlistment order is not enough to cover the term of loan applied)
- Re-enlistment Order if Enlisted Personnel (original copy)
- ETAD/ Appointment Order/ Security of Tenure Certificate if Military Officer
- Appointment Order/ Job Grade Order for CE (photocopy)
- SBL Form with LES Loan Application ID & PIN# (signed by Finance Officer)
FOR PHILIPPINE ARMY PERSONNEL AND REGULAR CIVILIAN EMPLOYEES
- Latest Pay Slip (original copy; 2months; duly signed by the Authorized Finance Officer)
- AFP Military ID/CE (not expired)
- Discipline Law & Order (DLO) issued by Division/ HPA or Non-pending case issued by Division/Battalion Adjutant, whichever is applicable to respective FSFO
- Re-enlistment Order for Enlisted Personnel (if reenlistment order is not enough to cover the term of loan applied)
- ETAD/ Appointment Order / Security of Tenure Certificate if Military Officer
- Appointment Order/ Job Grade Order for CE (photocopy)
- Willingness to Re-enlist, if Enlisted Personnel(original copy)
FOR GHQ TECHNICAL SERVICE AND REGULAR EMPLOYEES
- Latest Pay Slip (original copy; 3 months; duly signed by Finance Center)
- AFP Military ID/CE ID (not expired)
- Certificate of Non-pending Case from Provost Marshall / IG Clearance duly signed by Designated Officer)
- Appointment Order / Job Grade Order for CE (photocopy)
- ETAD/ Appointment Order / Security of Tenure Certificate, if Military Officers
FOR AFP PRIMARY AND BENEFICIARY PENSIONERS
- AFP Pensioner/ Beneficiary ID (not expired)
- Retirement Order
- Posthumous Order (if Beneficiary Pensioner)
- JAGO Declaration, (Beneficiaries Pensioner)
- For Spouse Beneficiary- CENOMAR #5 (original copy)
- Birth Certificate
- Deed of Undertaking (if Beneficiary Pensioner)
FOR BFP PERSONNEL & REGULAR CIVILIAN EMPLOYEES
- Latest Payslip (printed thru SDLIS)
- Original and Photocopy of BFP ID (not expired) and one (1) other government-issued ID with affixed three (3) signatures on the photocopy
- Notarized Authority to Deduct (ATD)
- Recent duty status
- Certification of no pending case from BFP unit
- Properly filled out loan forms
- Certificate of Loan Balance and Official Receipt of full payment (For buy out only)
- Appointment order (For Civilian Employees)
FOR BFP PENSIONER
- Original and Photocopy of BFP ID (not expired) and at least two (2) other government-issued ID with affixed three (3) signatures on the photocopy
- Notarized Authority to Deduct (ATD)
- Retirement Order
- Certificate of Loan Balance and Official Receipt of full payment (For buy out only)
- Declaration of legal beneficiary issued by Regional Office
- Death Certificate of primary pensioner
- Marriage Contract
- Certificate of no marriage (for below 60 years old)