1. Promo period is from March 1, 2022 until November 31, 2022

2. This promo is open to ACDI loaning and investing members.
Note: ACDI and Complementary Business Lines employees, Officers anf FMOs are disqualified to join the promo

3. Members will earn entries thru the following:
o A member is entitled to one (1) raffle entry for every P100,000.00 approved gross loan or P100,000.00 investment placed under Time Deposit or SCC-Preferred with written agreement that investment placement for Time Deposit and SCC-Preferred are locked in or non-withdrawable for twelve (12) months. In case the member withdraws the locked-in investment due to valid reason, the member must sign the Disqualification Agreement.
o Any amount that does not reach the minimum P100,000.00 gross loan or placement in Time Deposit and SCC-Preferred will no longer be added to the succeeding or another transaction/s to qualify for another raffle entry.
o For loaning members, total number of raffle entries will be indicated in the loan voucher upon release of loan.
o For investing members, the total number of raffle entries will be indicated in the deposit slip if the placement is in SCC-Preferred or in the official receipt if in Time Deposit.
o Entries shall be consolidated in the database at the end of the day.
o Entries from March 1, 2022 to November 30, 2022 are qualified for the grand draw. If the member has multiple entries, the non-winning entries from 1st to 3rd raffle draw are still qualified in the grand draw.

4. Draw Dates:
Raffle Draw / Date of Draw / Coverage / Cut-off Date
1st Raffle Draw / 11 May 2022(Wednesday) / March 1, 2022 to April 30, 2022 / 30 April 2022
2nd Raffle Draw / 11 August 2022(Thursday) / May 1, 2022 to July 31, 2022 / 31 July 2022
3rd Raffle Draw / 14 December 2022(Wednesday) / August 1, 2022 to November 30, 2022 / 30 November 2022
Grand Draw / 20 December 2022(Tuesday) / March 1, 2022 to November 30, 2022 / 30 November 2022

5. Sample Entry
On 3 March 2022, MSGT Juan Dela Cruz’s loan application amounting to P 525,000.00 was approved. He will then be entitled to a total of five (5) raffle entries. These raffle entries will be qualified for the 1st raffle draw to be conducted on May 11, 2022 & non-winning entries will still be qualified for the Grand Draw to be conducted on Dec 20, 2022. If his name will be drawn twice on the 1st raffle draw, the higher prize will be given to him. While the other prize will be again raffled-off to other qualified members.
o A member can only win ONCE during each raffle draw. If the name is drawn more than once, he/she automatically gets the higher prize.
o All prizes in the form of an item are non-convertible to cash.
o Vehicle insurance and registration shall be assumed by ACDI.
o Final tax of 20% tax for prizes exceeding P10,000.00 shall be assumed by ACDI.
o Prizes shall be drawn at ACDI Head Office BGen Felix Pestana Bldg., Diego Silang St. Phase1 AFPOVAI Western Bicutan, Taguig City via Live Streaming on ACDI MPC Official Facebook page.

6. Winners will be notified immediately thru text message or phone call from their transacting branch and thru registered mail or courier service. The list of winners will be posted on ACDI Branches bulletin board nationwide and to the following ACDI Social Media Accounts:
o ACDI MPC Website:
o ACDI MPC Official FB Page

7. ACDI MPC reserves the right to disclose and publish information such as names and/or branch of membership of the winners in its social media accounts and/or other online platforms as deemed appropriate.

8. Prizes can be claimed at ACDI MPC office where the winner transacted.

9. Winners must present two (2) government issued IDs.

10. Prizes not claimed after 60 days upon notification of winners shall be forfeited in favor of ACDI MPC with prior approval of DTI.

11. Authorization letter is required for winners who cannot personally claim their prize.

Per DTI Fair Trade Permit No. FTEB 136898, Series of 2022.